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2025 Dram Shop Liability Limits
Liquor Liability Insurance Limits
DRAM SHOP LIABILITY LIMITS Section 6-21(a) of the Liquor Control Act of 1934 (235 ILCS 5/6-21(a)) requires the Illinois Office of Comptroller to determine each year the liability limits for causes of action brought under the Act in accordance with the consumer price index-u (CPI-U) during the preceding 12-month calendar year.
According to the U.S. Bureau of Labor Statistics, the CPI-U increased by 2.89 % during the preceding calendar year. Based upon the previous determinations, the liability limits are adjusted as follows:
For final judgments or settlements awarded on or after January 20, 2025 for causes of action involving persons injured, killed, or incurring property damage, the judgment or recovery under the Liquor Control Act of 1934 for injury to the person or property of any person shall not exceed $88,051.76 for each person incurring damages; and
For final judgments or settlements awarded on or after January 20, 2025 for causes of action under the Liquor Control Act of 1934 for either loss of means of support or loss of society resulting from the death or injury of any person, the recovery shall not exceed $107,618.82.